Navigating Insurance And Online Birth Control

Published: July 17, 2019Updated: March 2, 2022
How To Get Birth Control: With and Without Insurance | SimpleHealth

Health insurance. It can be confusing, overwhelming and frustrating. Have questions when it comes to using your health insurance (or lack thereof) for birth control? Let’s set the record straight. 

First, great news: you do not need health insurance to receive birth control from SimpleHealth. We work with both insured and uninsured women because we believe everyone should have access to basic health care, regardless of insurance coverage. 

If you have insurance

Most major insurance plans are accepted—when you check out, you’ll provide us with your insurance information and we’ll confirm that we can accept it. 

With most insurance plans, birth control comes with $0 copay. That said, some insurance plans will only cover the generic version of a prescription, in which case the doctor can write you a prescription for a fully covered birth control, so your out of pocket expense is a low as possible (or zero). Generic medications are less expensive than their brand name counterparts, but the generic version is equally safe and effective, as it has the same active ingredients, dosage, efficacy, safety, shelf-stability, and side effects of the name-brand version.

You can also request the name-brand version of your birth control, but know that you may have to pay the price difference between our cost and what your insurance will pay. 

In the event that we don’t accept your insurance, and you no longer want to move forward with our service, we’ll happily refund your $20 consultation fee. If you’d like to continue, you’ll have the option of paying the cash pay price for your birth control, which could be as low as $15 per month.

If you don’t have insurance

Without insurance, you’ll pay cash for your birth control. If cost is an issue for you, the doctor can do their best to write you a prescription for a low-cost generic, so your out of pocket expense is a low as possible—$15 per month. Of course, your health history will ultimately determine what type of prescription is possible, as the doctor will only write you a prescription for a method that is safe and effective for you. If you have any questions about out-of-pocket costs, don’t hesitate to reach out to our team at, or chat with us right on our site.

Whether you have insurance or not, you’ll be charged a $20 annual consultation fee on top of the cost of your birth control. This compensates the doctor for the time they spend assessing your health history and writing your prescription. Get started with our doctor-designed consultation here.

Birth Control With and Without Insurance

Easy, affordable options for birth control, shipped to your door. Yes, it’s possible.

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